RAISED FOR RICHNESS
Author: Karyn Hodgens
Kids Personal Finance Educator
co-founder, Kidnexions
Join me on Facebook
While parents frequently teach kids to mind their manners, wash behind their
ears, and study hard, they must also teach them how to be smart with money. It
is up to parents to make the first move, because when it comes to educating sons
and daughters on dollars and cents, financial literacy begins at home. It begins
with communication and hands-on experience, and it starts within these pages.
Families are given the tools to lead their children to richness in money—and in
life.
This guide is for parents with children between the ages of six and sixteen
who want to:
- initiate meaningful family dialogue about money and life
- show kids how to be responsible for managing their own money
- eliminate the power struggles while shopping with their kids
- get kids excited about earning and saving money
- teach children to reflect on who they are and what they want out of life
Raised for Richness received the
2010 NAPPA Gold Award from the National Parenting Publications Awards in the parenting resources
competition!
Praise for Raised for Richness
Video review
of Raised for Richness by
RaisingCEOKids founder,
Sarah Cook.
View video.
Video blog
review by Kathleen Burns Kingsbury of KBK Wealth Connection.
View video.
This book takes families a big
step beyond the usual allowance advice. Author Karyn Hodgens understands that
financial literacy isn’t just about money: it’s about emotions and values, too.
So, she gives topics for dinner-table discussions and written exercises for
reflection, such as knowing your own money personality, that work with children
from ages 6 to 16. If you think you’re just going to be teaching your kids stuff
you already know, guess again. Unless you are an expert in finance, you will
definitely learn something – all our judges did. Perhaps most importantly, you
will also learn about your own attitudes about money and how they impact what
you pass onto your children. –Parenthood.com
“An
excellent primer for parents to help raise money-savvy kids who have a balanced,
comprehensive view of wise use of their financial resources, and how to use
money to reflect their values and the things they care about. You’ll do well to
buy this book, and to share it with your friends.” –Olivia Mellan, author of
Money Harmony and Money Shy to Money Sure
“Delightful
and short, this easy-reading guide will help you and your children develop
healthy money habits.” –Kathy Kristof, author of Investing 101
“When
it comes to talking to kids about money, most parents fumble the ball. There are
everyday opportunities to teach our children the financial ABCs, and this book
provides plenty of useful pointers on how to broach the topic. Not only will
your children benefit in the long run by developing money smarts at a young age,
but Mom and Dad might learn a thing or two as well about saving, budgeting and
setting goals.” –Steve Rosen, nationally syndicated author of the “Kids &
Money” column and an assistant business editor at The Kansas City Star
“I
highly recommend that every parent sit down with their children and go through
Raised for Richness together. It is filled with practical activities that
will help your family create a game plan on important issues such as: how to
handle allowance, developing a workable savings plan, getting your child
thinking about investing, and much more. When you complete this workbook, you
can feel good knowing that the lessons you have picked up and shared with your
son or daughter will benefit them for a lifetime.” –Vince Shorb, National Youth
Financial Educators Council
"I found myself nodding in agreement with Karyn Hodgens' book
Raised for Richness. Her philosophy is in tune with my own on such things
as giving an allowance, teaching kids to save, and using debit vs. credit cards.
And Hodgens hits the nail on the head when she says that kids like it when it's
all about them. Or as I like to put it, parents need to learn to think
like a kid. Hodgens gives them plenty of opportunities with hands-on,
family-friendly activities and conversation starters." -Janet Bodnar, Editor of
Kiplinger's Personal Finance
Field Testing Testimonials
Before going to print, Raised for Richness was field tested by nine
families to ensure the lessons and activities were clear and effective.
Here are some of their comments:
“My husband and I
found the book to be extremely busy parent friendly. It was balanced, clear, and
we were able to implement the strategies immediately.” Yvonne, parent
and third grade teacher
“After reading the
section on earning money, my son got a job picking up pinecones for the
neighbor. She offered five cents per pinecone with placement in a green can on
her driveway. 30 pinecones = $1.50. He loved it!” Marcie, parent
“What a GREAT
guide, very common sense, down to earth, and VALUE BASED. It is to be used over
and over again for years, with dialogue ideas that should occur regularly. The
activities and worksheets really help US focus on what’s important, as well as
our son, and they really helped guide us in helping him create a way to be
responsible and effective in creating money goals, NEEDS vs. WANTS, and good
guidelines to establish effective behaviors for himself.” Juliana and Randy, parents
“I really like how
the approach is not just on money but on values.” Ingrid, parent
“Giving the girls
an allowance and making them responsible for their own money and personal
expenses was immediately effective after the first store trip. The kids already
questioned if a trinket was worth spending their money on. We’ve been searching
for an effective way to handle allowances. This has been great!” Lisa,
parent and third grade teacher
“We love how the
book is organized and it prompted my husband and I to have good conversations
about our money philosophy.” Erin, parent
“Thinking about my
childhood money experiences certainly solidified/clarified impressions that I
had of my young exposure to money. The best thing it did was to emphasize that
we need to give the boys some money to manage.” Jim and Kim, parents
“I like the many
examples and worksheets provided in the book. They make it easier to implement
the suggestions and ideas.” Lynn and James, parents
“Raised for
Richness not only offers practical, easy money-handling advice for both
parents and children: Ms. Hodgens’ book reads as if one is speaking to a good
friend while waiting in the carpool line at school, or chatting casually over
coffee. The voice is familiar and unpretentious, and the lessons brief and easy
to comprehend. Raised for Richness will give confidence to any parent
ready to teach their children about the principles and values of money through
actions, rather than simply words.” Patty, parent and librarian
Raised for Richness will bring out
thoughtful, caring kids, as well as saving! Juliana, parent
|